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Insufficient data to determine institutional momentum.
Data as of Q3 2026
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Total shares institutions bought (green) vs sold (red) each quarter across all holders.
Inferred from quarter-over-quarter change in each fund's 13F position (new stakes count as buys, exits as sells). Not tick-level trades.
Total return (dividends reinvested) vs the market, from quarter-end prices.
Above 0 = ahead of the S&P 500 since the window start; below 0 = behind. Rising means it's pulling ahead.
How far the stock fell below its prior peak. Deeper, longer drawdowns = a rougher ride to the same return.
Quarter-end, dividend-adjusted (total return). Beta & volatility from quarterly returns (annualized). Benchmark is the S&P 500 (SPY total return). Annual returns compound the quarters ending in each calendar year; the first and last years in a window may be partial. Past performance doesn't predict future results.
Last reported position per insider, carried forward. Steps can be a holding disclosed for the first time rather than a trade.
| Date | Insider | What it was | Shares | Price | Value |
|---|---|---|---|---|---|
| 2026-10-29 | Allison John W Ii Director | Open-market sale | 13,500 | $30.06 | $406k |
| 2026-08-17 | Engelkes Jack Director | Gift | 5,000 | $0.00 | $0 |
| 2026-08-11 | Rankin Jim Director | Open-market sale | 15,000 | $30.86 | $463k |
| 2026-08-04 | Tipton John Stephen Centennial Bank CEO | Open-market sale |
Every row is classified by what it MEANT, not by its SEC code. A code is not a meaning: code P (“purchase”) also covers dividend reinvestment and employee stock purchase plans, and code S (“sale”) also covers 10b5-1 plan sales scheduled months earlier and option exercises sold the same day.
Across 30 days of all filings, $5.08bn of insider selling contained $3.50bn of plan sales and $0.46bn of exercise-and-sell. Only 29% was discretionary. Reading an unclassified feed badly overstates how much insiders decided.
Buys and sales are counted separately and never netted. They are different decisions by different people; a company where one officer bought while another sold is not “neutral”.
The holding line carries each insider's last reported position forward, so it shows the total held rather than a sawtooth of whoever traded that day. It covers only insiders who filed in the window.
“Filed late” counts calendar days past the two-business-day deadline with five days' grace, so a Thursday or Friday trade crossing a weekend is never flagged. It describes the company's filing discipline, not the trade.
Insider activity is descriptive. Nothing here is investment advice.
| 12,000 |
| $31.59 |
| $379k |
| 2026-06-03 | Allison John W Chairman & CEO | Gift | 30,000 | $0.00 | $0 |
| 2026-06-01 | Allison John W Ii Director | Open-market sale | 2,000 | $26.38 | $53k |
| 2026-05-19 | Allison John W Chairman & CEO | Gift | 100 | $0.00 | $0 |
| 2026-04-22 | 4 co-filers President and CLO | Other | 1,628 | $0.00 | $0 |
| 2026-04-21 | Floyd Jennifer C. Chief Accounting Officer | Open-market sale | 3,000 | $27.11 | $81k |
| 2026-04-20 | 4 co-filers President and CLO | Option exercise | 20,000 | $21.25 | $425k |
| 2026-04-20 | 4 co-filers President and CLO | Tax withholding | 15,637 | $27.18 | $425k |
| 2026-04-20 | 4 co-filers President and CLO | Option exercise | 20,000 | $0.00 | — |
| 2026-04-17 | Allison John W Chairman & CEO | Plan purchase | 100,000 | $26.96 | $2.7m |
| 2026-02-23 | Allison John W Ii Director | Open-market sale | 5,000 | $28.19 | $141k |
| 2026-02-11 | Hinkle James G Director | Open-market saleindirect | 30,000 | $30.27 | $908k |
| 2026-01-28 | Townsell Donna Director of Investor Relations | Open-market sale | 5,563 | $28.38 | $158k |
| 2026-01-21 | 3 co-filers Director of Investor Relations | Option exercise | 20,000 | $21.25 | $425k |
| 2026-01-21 | 3 co-filers Director of Investor Relations | Tax withholding | 14,437 | $29.44 | $425k |
| 2026-01-21 | 3 co-filers Director of Investor Relations | Option exercise | 20,000 | $0.00 | — |
| 2026-01-16 | Adams Milburn Director | Grant | 3,000 | $0.00 | $0 |
| 2026-01-16 | Engelkes Jack Director | Grant | 3,000 | $0.00 | $0 |
| 2026-01-16 | Ross Larry W Director | Grant | 3,000 | $0.00 | $0 |
| 2026-01-16 | Garrett Karen Director | Grant | 3,000 | $0.00 | $0 |
| 2026-01-16 | Rankin Jim Director | Grant | 3,000 | $0.00 | $0 |
| 2026-01-16 | Tipton John Stephen Centennial Bank CEO | Grant | 30,000 | $0.00 | $0 |
| 2026-01-16 | Carter Russell Davis Iii Centennial Bank Regional Pres. | Grant | 30,000 | $0.00 | $0 |
| 2026-01-16 | Hester Kevin President and CLO | Grant | 30,000 | $0.00 | $0 |
| 2026-01-16 | 2 co-filers Group filing | Grant | 3,000 | $0.00 | $0 |
| 2026-01-16 | Davis Brian Chief Financial Officer | Grant | 3,000 | $0.00 | $0 |
| 2026-01-16 | Hinkle James G Director | Grant | 3,000 | $0.00 | $0 |
| 2026-01-16 | Beebe Mike Director | Grant | 3,000 | $0.00 | $0 |
| 2026-01-16 | Longe Thomas J Director | Grant | 3,000 | $0.00 | $0 |
| 2026-01-16 | Lieblong Alex R Director | Grant | 3,000 | $0.00 | $0 |
| 2026-01-16 | 2 co-filers Chairman & CEO | Grant | 83,000 | $0.00 | $0 |
| 2026-01-16 | 2 co-filers Chairman & CEO | Grant | 100,000 | $0.00 | $0 |
| 2026-01-16 | 2 co-filers Group filing | Giftindirect | 3,461 | $0.00 | $0 |
| 2026-01-16 | 3 co-filers Director of Investor Relations | Grant | 33,000 | $0.00 | $0 |
| 2026-01-08 | Lieblong Alex R Director | Gift | 883 | $0.00 | $0 |
| 2025-12-23 | Allison John W Chairman & CEO | Gift | 14,850 | $0.00 | $0 |
| 2025-12-18 | 3 co-filers Director of Investor Relations | Giftindirect28d late | 500 | $0.00 | $0 |
Top 40 institutional holders — bubble size is position value, color is the move since last quarter. Hover any holder for detail.
Drag any bubble to rearrange · size = dollar value of the position
A reverse discounted cash flow is not shown for a bank.
Funded by deposits, so debt-weighted leverage and a WACC are not defined. Capital adequacy (CET1, LCR) is the right question and is not collected yet.
Classified from the filings: SIC code.
What the company returns to shareholders — and whether it's covered by cash.
The dividend is comfortably covered — only 42% of free cash flow, leaving room to grow it and fund buybacks. Last year: $158.9M dividends + $82.2M buybacks = $241.1M returned on $377.0M FCF.
9 consecutive years of dividend increases · 10%/yr.
Yields use the latest fiscal-year dividends/buybacks over current market cap. Dividends and buybacks from the SEC cash-flow statement; payout coverage vs net income and free cash flow. Educational — not a recommendation.
How management deployed cash over 10 years — and what it earned on reinvestment.
A balanced mix of reinvestment and shareholder returns.
Insufficient data. Current ROIC on all capital: 11%. Rough measure (includes maintenance capex).
Cash uses aggregated from the SEC cash-flow statement over 10 fiscal years. "Return on reinvestment" is a rough proxy — operating-income change ÷ cumulative CapEx + M&A — and includes maintenance capex. Educational — not a recommendation.
EOD close · as of 2026-10-30
Where each multiple sits in its own 14-yr range · 57th pct blended
Dot = today · shaded = middle 50% · line = median. Lower percentile = cheaper vs its own 14-yr history.
Is the profit real, and how strong is the balance sheet?
FY2025 · every deduction from revenue to net income
DuPont — the three levers
ROE 11% against ROIC 11% — 0% of the return on equity comes from leverage and buybacks rather than from the operating business.
What the company owes vs. what it holds
This shows debt/cash structure and net leverage. The year-by-year maturity schedule is on the Debt & Leverage tab.
Latest year: profit growth vs revenue growth
Operating leverage needs meaningful revenue change.
Each line as % of revenue — the trend in color
| % of revenue | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|
Green = margin-favorable vs the row's own range · red = unfavorable.
The metrics that matter, over time
A 30-second read on HOMB: price, valuation and headline fundamentals from SEC filings. The four questions at the top of the page are where the judgements live.
Leverage ratios is not shown for a bank.
Funded by deposits, so debt-weighted leverage and a WACC are not defined. Capital adequacy (CET1, LCR) is the right question and is not collected yet.
Classified from the filings: SIC code.
How much the company owes, how it's trended, and how comfortably it's serviced.
Cash of $667.3M (at 2025-12-31) covers the $0 due within a year 667337000.0× over. Scheduled principal only (excludes interest & revolver draws). As of 2016-09-30 (10-Q). The cash figure is from 2025-12-31, so the two are not the same balance-sheet date — the schedule has not been refiled since.
Interest expense isn't separately reported — often netted into “other income (expense), net.” Interest last disclosed in FY2023 (no longer broken out).
Cash vs short-term debt unavailable.
Short-term / long-term split not separately reported.
Debt, cash, interest and equity from the SEC balance sheet & income statement. Effective rate = interest ÷ average debt. Maturity ladder from the SEC long-term-debt repayment schedule. Educational — not a recommendation.
EOD close · as of 2026-10-30
How a revenue dollar becomes profit — FY2025
Each value shows its share of revenue below it (common-size).
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Interest Expense | — | — | $348.1M | $119.1M | $52.2M | $93.4M | $154.8M | $124.4M | $64.3M | $30.6M |
| Pretax Income | $611.8M | $522.3M | $511.9M | $394.6M | $416.8M | $277.7M | $385.6M | $395.5M | $271.1M | $282.6M |
| Income Tax Expense | $136.4M | $120.1M | $119.0M | $89.3M | $97.8M | $63.3M | $96.1M | $95.1M | $136.0M | $105.5M |
| Net Income | $475.4M | $402.2M | $392.9M | — | — | — | — | — | — | — |
| Per Share | ||||||||||
| EPS (Basic) | $2.41 | $2.01 | $1.94 | $1.57 | $1.94 | $1.30 | $1.73 | $1.73 | $0.90 | $1.26 |
| EPS (Diluted) | $2.41 | $2.01 | $1.94 | $1.57 | $1.94 | $1.30 | $1.73 | $1.73 | $0.89 | $1.26 |
| Weighted Avg Shares (Basic) | 197.4M | 199.9M | 202.6M | 194.7M | 164.5M | 165.4M | 167.8M | 173.7M | 150.8M | 140.4M |
| Weighted Avg Shares (Diluted) | 197.7M | 200.1M | 202.8M | 195.0M | 164.9M | 165.4M | 167.8M | 174.1M | 151.5M | 140.7M |
Source: SEC EDGAR XBRL filings (annual, fiscal year). Quarterly flow items are derived from cumulative filings; balance-sheet figures are as-of each period end. Ratios and margins are computed, not reported.
Ranked against 19 sector peers with collected financials. Valuation from latest close × latest fiscal-year fundamentals; 13F conviction as of 2026-09-30.
Percentile is “goodness” within the peer set (100 = best). For valuation and leverage that means cheaper / less-levered ranks higher.
| Company | Mkt cap ▼ | P/E | EV/EBITDA | P/S | Rev gr | Gross | Net | ROE | ROIC | Net D/EBITDA | 13F |
|---|---|---|---|---|---|---|---|---|---|---|---|
| STT | $46.2B | 18.1× | — | 3.3× | 7.3% | — | 21.1% | 10.6% | 10.6% | — | 388 |
| NTRS | $30.9B | 19.4× | — | 3.8× | -2.5% | — | 21.5% | 13.4% | 13.4% | — | 272 |
| CFG | $26.7B | 16.5× | — | 3.2× | 5.6% | — | 22.2% | 7.0% | 4.9% | — | 319 |
| FCNCA | $26.1B | 14.2× | — | 2.7× | -2.2% | — | 23.1% | 9.9% | 3.8% | — | 162 |
| ALLY | $11.6B | 16.1× | — | 1.5× | -3.3% | — | 10.8% | 5.5% | 2.5% | — | 140 |
| HOMB | $5.9B | 12.3× | — | — | — | — | — | 11.1% | 11.1% | — | 89 |
| UCB | $4.4B | 14.0× | — | 4.1× | 11.7% | — | 30.9% | 9.0% | 8.5% | — | 84 |
| FBP | $4.0B | 12.2× | — | 3.1× | 2.4% | — | 27.5% | 17.5% | 15.3% | — | 67 |
| FHB | $3.1B | 11.4× | — | 3.5× | 8.9% | — | 31.4% | 10.0% | 10.0% | — | 74 |
| BUSE | $2.4B | 19.6× | — | 3.3× | 55.7% | — | 18.8% | 5.5% | 5.5% | — | 61 |
| GABC | $1.8B | 16.0× | — | 3.8× | 37.8% | — | 23.1% | 9.7% | 8.9% | — | 39 |
| PEBO | $1.4B | 12.9× | 12.8× | 16.0× | 2.3% | — | — | 8.8% | 5.8% | 3.1× | 41 |
| UVSP | $1.1B | 12.7× | — | 3.3× | 9.6% | — | 27.7% | 9.6% | 9.4% | — | 49 |
| FMNB | $927M | 10.8× | — | 3.3× | 3.9% | — | 19.5% | 11.2% | 6.4% | — | 33 |
| WASH | $736M | 14.2× | — | 3.2× | 128% | — | 22.8% | 9.6% | 9.6% | — | 39 |
| ACNB | $665M | 18.2× | — | 3.5× | 45.1% | — | 19.3% | 8.8% | 5.0% | — | 22 |
| COFS | $530M | 17.6× | — | 2.3× | 63.6% | — | 12.4% | 6.1% | 6.1% | — | 23 |
| CFFI | $357M | 13.2× | — | 2.5× | 10.6% | — | 19.1% | 10.3% | 9.5% | — | 11 |
| MYFW | $303M | 23.1× | — | 3.1× | 7.6% | — | 13.6% | 5.0% | 5.0% | — | 17 |
| MNSB | $152M | 12.1× | — | 1.1× | -1.6% | 54.3% | 11.5% | 7.1% | 7.1% | — | 16 |
Peers = companies sharing HOMB's sector (State Commercial Banks) with collected SEC financials. Multiples use the most recent end-of-day close and latest fiscal-year fundamentals (trailing, not forward). Missing cells mean the peer never reported that line item, has no collected price, or has a non-positive denominator. Not investment advice.
No positive operating income in the last three years, so there is no return on capital to compare against its cost.
Return on equity (11%) and return on invested capital (11%) are within a couple of points in FY2025, so the headline return is the operating return — there is no meaningful leverage effect to strip out.
No material counter-signal in the checked set: ROIC vs WACC spread, 5-year spread history, gross margin trend, operating margin trend, net margin against 3 years ago, revenue growth, ROIC ex-goodwill gap.
Missing from our data, so excluded from this answer: positive EBIT.
Converts 0.92x of reported profit into cash — adequate, without much margin.
Shares outstanding are up 18% since FY2019 — per-share cash flow has grown more slowly than the totals above, and the gap is the owners'.
Leverage is not measurable this way for a bank.
This schedule comes from a filing dated 2016-09-30, 3683 days old. Maturities are shown relative to that date, not to today.
Ladder as of 2016-09-30 (10-Q); cash from the 2025-12-31 balance sheet; FCF from FY2025.
Balance sheet at 2025-12-31. Undrawn revolving credit is not shown: the tag is collected but not yet mapped through to the API.
Funded by deposits, so debt-weighted leverage and a WACC are not defined. Capital adequacy (CET1, LCR) is the right question and is not collected yet.
Missing from our data, so excluded from this answer: capital adequacy metrics for this archetype.
At $29.77, free cash flow must compound 2.49%/yr for 10 years. It has done 8.39%/yr over 6 years.
| Fiscal year | FCF growth | Price requires |
|---|---|---|
| FY2020 | 20.5% | 2.5% |
| FY2021 | 35.3% | 2.5% |
| FY2022 | 3.8% | 2.5% |
| FY2023 | −9.2% | 2.5% |
| FY2024 | 18.2% | 2.5% |
| FY2025 | −10.7% | 2.5% |
The percentile ranks the FISCAL-YEAR point, because the distribution behind each strip is built from fiscal-year closes — ranking a TTM figure inside it would compare two different bases. TTM basis: TTM.
The cost of capital could not be computed for this company, so the requirement is solved at the published 10% default — a different rate would move it materially.
| Step | Amount | Running total |
|---|---|---|
| Net income | $475M | $475M |
| Share-based comp | $11M | $486M |
| Other non-cash & working capital | −$87M | $399M |
| Operating cash flow | $399M | $399M |
| Capex | −$22M | $377M |
| Free cash flow | $377M | $377M |
| FCF after SBC | $366M | $366M |
| Fiscal year | Accruals / assets |
|---|---|
| FY2019 | not reported |
| FY2020 | not reported |
| FY2021 | not reported |
| FY2022 | not reported |
| FY2023 | 0.1 percent |
| FY2024 | -0.3 percent |
| FY2025 | 0.3 percent |
SBC is added back inside operating cash flow, so reported free cash flow treats shares issued to employees as free. Percent of revenue says how expensive the payroll is; percent of operating cash flow says how much of the cash exists only because the charge was added back. The buyback offset is buybacks over SBC — below 1.0 the repurchase does not cover the shares issued.
Figures are the latest fiscal year (FY2025) from the company's own filings, not a trailing-twelve-month window — Q2 reads fiscal years throughout so the cash-conversion ratios and these share one basis. A blank is a line the filer did not report; it is never read as zero.