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Insufficient data to determine institutional momentum.
Data as of Q3 2026
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Total shares institutions bought (green) vs sold (red) each quarter across all holders.
Inferred from quarter-over-quarter change in each fund's 13F position (new stakes count as buys, exits as sells). Not tick-level trades.
What the company returns to shareholders — and whether it's covered by cash.
No dividend to cover. Last year: $0 dividends + $43.0M buybacks = $43.0M returned on $81.6M FCF.
Yields use the latest fiscal-year dividends/buybacks over current market cap. Dividends and buybacks from the SEC cash-flow statement; payout coverage vs net income and free cash flow. Educational — not a recommendation.
How management deployed cash over 9 years — and what it earned on reinvestment.
A cash-return story — far more went to shareholders than back into the business (mature, low-reinvestment).
Insufficient data. Current ROIC on all capital: 5%. Rough measure (includes maintenance capex).
Cash uses aggregated from the SEC cash-flow statement over 9 fiscal years. "Return on reinvestment" is a rough proxy — operating-income change ÷ cumulative CapEx + M&A — and includes maintenance capex. Educational — not a recommendation.
Ranked against 16 sector peers with collected financials. Valuation from latest close × latest fiscal-year fundamentals; 13F conviction as of 2026-09-30.
Percentile is “goodness” within the peer set (100 = best). For valuation and leverage that means cheaper / less-levered ranks higher.
| Company | Mkt cap ▼ | P/E | EV/EBITDA | P/S | Rev gr | Gross | Net | ROE | ROIC | Net D/EBITDA | 13F |
|---|---|---|---|---|---|---|---|---|---|---|---|
| RHLD | $978M | — | 6.6× | 2.1× | 9.9% | 56.3% | -1.3% | -91.1% | -3.1% | 0.1× | 10 |
| BUR | $766M | 12.5× | — | 1.9× | -24.3% | — | 15.1% | 2.6% | 1.4% | — | 37 |
| QFIN | $641M | 1.7× | — | 0.2× | 16.8% | 84.4% | 31.1% | 24.8% | 24.8% | -0.7× | 25 |
| ABTC | $546M | — | — | 3.0× | 159% | 50.3% | -82.7% | -23.0% | -23.0% | — | — |
| HKD | $544M | 3.9× | 71.5× | 4.0× | 566% | — | 71.3% | 36.8% | 18.5% | — | 2 |
| FWDI | $529M | — | — | 29.1× | -9.0% | 28.5% | -918% | -11.4% | -11.4% | — | — |
| OPRT | $459M | 18.8× | — | 0.5× | -4.5% | — | 2.6% | 6.5% | 6.5% | — | 22 |
| WYFI | $436M | — | — | 5.5× | 66.2% | 60.2% | -31.2% | -5.1% | -4.9% | — | 15 |
| HTT | $283M | — | — | 48.3× | -80.2% | 7.1% | — | 6.1% | 5.4% | — | 5 |
| DGXX | $241M | — | — | 7.1× | -7.6% | -9.4% | -82.9% | -23.0% | -23.0% | — | — |
| SNFCA | $240M | 7.3× | — | 0.7× | 3.0% | 98.6% | 9.3% | 7.8% | 7.8% | — | 14 |
| CPSS | $218M | 12.4× | — | 0.5× | 10.4% | — | 4.4% | 6.2% | 2.4% | — | 11 |
| FUFU | $184M | — | 40.8× | 0.4× | 3.1% | 6.1% | -6.5% | -20.9% | -19.0% | -3.0× | — |
| XYF | $181M | 5.8× | 0.4× | 0.2× | 35.8% | 73.6% | 19.2% | 18.7% | 17.8% | -0.3× | 4 |
| SLNH | $171M | — | — | 5.8× | -21.8% | 6.1% | -180% | -99.7% | -66.5% | — | 11 |
| AMBR | $151M | — | — | 4.6× | -9.0% | 51.0% | -88.7% | -224% | -224% | — | 1 |
| DFDV | $126M | — | — | 11.0× | 442% | 97.8% | -648% | -74.3% | -32.5% | — | 6 |
Peers = companies sharing HTT's sector (Finance Services) with collected SEC financials. Multiples use the most recent end-of-day close and latest fiscal-year fundamentals (trailing, not forward). Missing cells mean the peer never reported that line item, has no collected price, or has a non-positive denominator. Not investment advice.
EOD close · as of 2026-10-30
How a revenue dollar becomes profit — FY2025
Dividends and buybacks are cash paid out, shown here against the same year's profit for scale — not funded from it.
Each value shows its share of revenue below it (common-size).
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | $5.9M 100.0% | $216.4M 100.0% | $126.3M 100.0% | $577.5M 100.0% | $1.65B 100.0% | $3.69B 100.0% | $8.84B 100.0% | $7.69B 100.0% | $4.78B 100.0% |
| Cost of Revenue | $5.4M 92.9% | $201.0M 92.9% | $160.1M 126.7% | $383.1M 66.3% | $298.7M 18.1% | $862.4M 23.4% | $901.8M 10.2% | $2.74B 35.6% | $880.8M 18.4% |
| Research & Development | $6.5M 111.6% | $58.5M 27.0% | $47.8M 37.8% | $58.3M 10.1% | $141.3M 8.5% | $170.7M 4.6% | $204.8M 2.3% | $199.6M 2.6% | $153.3M 3.2% |
| Selling, General & Admin | $41.7M 711.6% | $276.6M 127.8% | $273.6M 216.6% | $287.5M 49.8% | $443.3M 26.8% | $285.9M 7.8% | $286.1M 3.2% | $255.9M 3.3% | $183.7M 3.8% |
| Total Operating Expenses | $57.4M 980.6% | $323.9M 149.6% | $355.6M 281.5% | $561.2M 97.2% | $514.9M 31.1% | $2.30B 62.5% | $4.20B 47.5% | $2.29B 29.8% | $1.52B 31.9% |
| Operating Income | -$57.0M -972.6% | -$308.1M -142.4% | -$331.0M -262.0% | -$329.5M -57.1% | $922.7M 55.8% | $865.6M 23.5% | $3.85B 43.5% | $2.69B 35.0% | $2.42B 50.7% |
| Interest & Investment Income | $15.9M 272.2% | $145.6M 67.3% | $110.7M 87.7% | $54.8M 9.5% | $27.6M 1.7% | $27.4M 0.7% | $27.4M 0.3% | $35.8M 0.5% | $21.4M 0.4% |
| Other Income (Expense), net | — | — | — | — | — | $54.4M 1.5% | $41.8M 0.5% | -$40.3M -0.5% | -$1.2M -0.0% |
| Pretax Income | $105.7M 1804.8% | $157.5M 72.8% | $101.5M 80.3% | -$269.6M -46.7% | $846.4M 51.2% | $1.22B 33.1% | $3.89B 44.0% | $2.65B 34.4% | $2.42B 50.7% |
| Income Tax Expense | $4.4M 74.9% | $65.8M 30.4% | $62.3M 49.3% | $92.4M 16.0% | $260.5M 15.7% | $262.0M 7.1% | $626.2M 7.1% | $157.7M 2.1% | $255.5M 5.4% |
| Net Income | $101.3M 1729.9% | $91.7M 42.4% | $39.1M 31.0% | -$362.0M -62.7% | $589.1M 35.6% | $958.8M 26.0% | $3.26B 36.9% | $2.49B 32.4% | $2.16B 45.3% |
| Per Share | |||||||||
| EPS (Basic) | — | — | — | — | — | — | — | $7.82 | — |
| EPS (Diluted) | — | — | — | — | — | — | — | $7.74 | — |
Source: SEC EDGAR XBRL filings (annual, fiscal year). Quarterly flow items are derived from cumulative filings; balance-sheet figures are as-of each period end. Ratios and margins are computed, not reported.
A reverse discounted cash flow is not shown for a bank.
Funded by deposits, so debt-weighted leverage and a WACC are not defined. Capital adequacy (CET1, LCR) is the right question and is not collected yet.
Classified from the filings: SIC code.
Leverage ratios is not shown for a bank.
Funded by deposits, so debt-weighted leverage and a WACC are not defined. Capital adequacy (CET1, LCR) is the right question and is not collected yet.
Classified from the filings: SIC code.
How much the company owes, how it's trended, and how comfortably it's serviced.
Interest expense isn't separately reported — often netted into “other income (expense), net.”
Cash of $791.1M fully covers short-term debt of $225.4M.
Mostly short-term debt (balance-sheet current vs non-current split). A year-by-year maturity schedule wasn't disclosed for this issuer.
Debt, cash, interest and equity from the SEC balance sheet & income statement. Effective rate = interest ÷ average debt. Educational — not a recommendation.
Top 6 institutional holders — bubble size is position value, color is the move since last quarter. Hover any holder for detail.
Drag any bubble to rearrange · size = dollar value of the position
Total return (dividends reinvested) vs the market, from quarter-end prices.
Above 0 = ahead of the S&P 500 since the window start; below 0 = behind. Rising means it's pulling ahead.
How far the stock fell below its prior peak. Deeper, longer drawdowns = a rougher ride to the same return.
Quarter-end, dividend-adjusted (total return). Beta & volatility from quarterly returns (annualized). Benchmark is the S&P 500 (SPY total return). Annual returns compound the quarters ending in each calendar year; the first and last years in a window may be partial. Past performance doesn't predict future results.
EOD close · as of 2026-10-30
Is the profit real, and how strong is the balance sheet?
FY2025 · every deduction from revenue to net income
DuPont — the three levers
ROE 6% against ROIC 5% — 1% of the return on equity comes from leverage and buybacks rather than from the operating business.
What the company owes vs. what it holds
This shows debt/cash structure and net leverage. The year-by-year maturity schedule is on the Debt & Leverage tab.
Latest year: profit growth vs revenue growth
Profit and sales moved in opposite directions this year.
Each line as % of revenue — the trend in color
| % of revenue | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|
| Cost of Revenue | 35.6 | 10.2 | 23.4 | 18.1 | 66.3 | 126.7 | 92.9 | 92.9 |
| R&D | 2.6 | 2.3 | 4.6 | 8.5 | 10.1 | 37.8 | 27.0 | 111.6 |
| SG&A | 3.3 | 3.2 | 7.8 | 26.8 | 49.8 | 216.6 | 127.8 | 711.6 |
| Operating Income | 35.0 | 43.5 | 23.5 | 55.8 | -57.1 | -262.0 | -142.4 | -972.6 |
| Income Tax | 2.1 | 7.1 | 7.1 | 15.7 | 16.0 | 49.3 | 30.4 | 74.9 |
| Net Income | 32.4 | 36.9 | 26.0 | 35.6 | -62.7 | 31.0 | 42.4 | 1729.9 |
Green = margin-favorable vs the row's own range · red = unfavorable.
The metrics that matter, over time
A 30-second read on HTT: price, valuation and headline fundamentals from SEC filings. The four questions at the top of the page are where the judgements live.
No positive operating income in the last three years, so there is no return on capital to compare against its cost.
| Fiscal year | Gross margin | Operating margin | Net margin |
|---|---|---|---|
| FY2017 | 81.6% | 50.7% | 45.3% |
| FY2018 | 64.4% | 35.0% | 32.4% |
| FY2019 | 89.8% | 43.5% | 36.9% |
| FY2020 | 76.6% | 23.5% | 26.0% |
| FY2021 | 81.9% | 55.8% | 35.6% |
| FY2022 | 33.7% | -57.1% | -62.7% |
| FY2023 | -26.7% | -262.0% | 31.0% |
| FY2024 | 7.1% | -142.4% | 42.4% |
| FY2025 | 7.1% | -972.6% | 1729.9% |
Return on equity (6%) and return on invested capital (5%) are within a couple of points in FY2025, so the headline return is the operating return — there is no meaningful leverage effect to strip out.
No material counter-signal in the checked set: ROIC vs WACC spread, 5-year spread history, gross margin trend, operating margin trend, net margin against 3 years ago, revenue growth, ROIC ex-goodwill gap.
Missing from our data, so excluded from this answer: positive EBIT.
Free cash flow of $82M exceeds revenue of $6M, so the cash flow statement is carrying customer balances rather than earnings. Cash conversion cannot be read here.
Banks, brokers, insurers and payment companies run customer money through operating cash flow. Treat free cash flow, FCF yield and any DCF on this company as unreliable.
Missing from our data, so excluded from this answer: free cash flow attributable to the company.
Leverage is not measurable this way for a bank.
Balance sheet at 2025-12-31. Undrawn revolving credit is not shown: the tag is collected but not yet mapped through to the API.
Funded by deposits, so debt-weighted leverage and a WACC are not defined. Capital adequacy (CET1, LCR) is the right question and is not collected yet.
Missing from our data, so excluded from this answer: capital adequacy metrics for this archetype.
No growth rate within the range this model can express reaches the current price, so the requirement cannot be stated as a number.
No material counter-signal in the checked set: reverse-DCF implied growth, historical FCF CAGR, per-year FCF growth distribution, reporting-basis breaks, discount rate used, free-cash-flow basis (stock comp charged?).
Missing from our data, so excluded from this answer: implied_growth.